Crezu PH Loan Review: Legit, Requirements, Harassment, Interest Rate

Crezu PH

Crezu PH employs a distinctive system that allows us to thoroughly navigate the entire landscape of lenders, ensuring we locate the most favorable loan options for you. This service comes at no cost, is always 100% free, and carries no obligations, ultimately saving you both time and money.

Overview of Crezu PH Loan Online

✅ Guide to⭐ Apply online loan
✅ Loan amount⭐ 1,000 ₱ – 20,000 ₱
✅ Age⭐ 22 – 70 years old
✅ Term⭐ 61 days – 120 days
✅ Interest rate⭐ 0 % for first loan; 12% – 36%
✅ Pros⭐ Easy loan App
✅ Cons⭐ Many steps for registration
✅ Evaluate the effectiveness⭐ Good
✅ Bad dept⭐ Allow
✅ Feedback⭐ Read more in this article
✅ Get money

About Crezu Philippines operates as a brand under the company Fininity Ltd, with registration number 14523902 and an address at Tartu street 52/1-166, 10115, Tallinn, EE. Please note that is not a financial institution, bank, or lender in itself. Instead, it serves as an intermediary, connecting clients seeking loans with licensed financial institutions. It is essential to understand that holds no responsibility for the terms or outcomes of any loan agreements. The website does not impose any service fees, and it bears no responsibility for the actions, inactions, or interest rates offered by lenders. You are under no obligation to use the service, initiate contact, or request credit from the lenders linked through this site.

Is Crezu Legit?

Any financial institution wishing to operate within the Philippines is legally mandated to obtain the necessary authorization, a process overseen by the Securities and Exchange Commission (SEC). You can verify the credibility of these entities by referring to the official website,, where you will find lists of companies that have undergone thorough scrutiny and are deemed trustworthy.

Advantages of Crezu Philippines

  • Round-the-clock availability of financial services.
  • No need for proof of income or valuable collateral.
  • Instant processing of loan requests, with borrower suggestions provided within 5 minutes.
  • Credit history is not a determining factor for loan approval through the Crezu App.
  • The application process only necessitates a valid personal ID and a genuine bank account, accessible via a computer or mobile phone with an internet connection.
  • Crezu has assisted over 300,000 customers, offering free services.
  • Boasts a high browsing rate exceeding 94%.
  • Provides support to all residents within the Philippines, ensuring the utmost confidentiality of customer information.
  • Offers a zero-interest loan option for the first loan.

Drawbacks of the Crezu Loan app

  • The borrowing limit offered is relatively low, making it less suitable for individuals seeking substantial loan amounts.
  • Online loans through Crezu come with short repayment terms in the Philippines.
  • The interest rates applied by Crezu tend to be higher compared to unsecured loans from traditional banks.

Crezu Loan Requirements

To qualify for a Crezu loan, you must meet the following requirements:

  • You must be at least 18 years old.
  • You must be a resident of the Philippines.
  • You must possess a valid ID card.
  • You must have an active phone number and a valid bank account.

Crezu Loan Interest Rates

Interest rates fluctuate among lenders, typically falling within the range of 12% to a maximum annual percentage rate (APR) of 36%.

As an illustration, consider a loan amount of ₱ 10,000 with a repayment period of 3 months; in this scenario, the total loan repayment would amount to ₱ 15,000.

Example of calculating interest and loan payments

TERM10 days20 days30 days
LOAN AMOUNT10000 PHP10000 PHP10000 PHP

Step-by-step How Do I Get A Loan In Crezu

Step 1: Fill out the Crezu loan online form

Complete the Crezu loan application form online, and rest assured that your data is secure. Provide all the necessary information with confidence via link:

Step 2: Choose Your Crezu Offer

Crezu’s smart system will promptly initiate a comparison of numerous quotes and lenders on your behalf. Following this assessment, Crezu will present you with several pre-approved, personalized offers. Simply select the one that aligns best with your needs and preferences.

Step 3: Approval and Funds Disbursement

Congratulations on your approval! Now, you can receive your Crezu loan in the manner that suits you best – whether it’s via a card, direct deposit into your bank account, or even in cash at the nearest payday loan office.

How To Pay Crezu Loan

You have a variety of payment choices available:

  • Money transfer payment
  • Payment at a payment kiosk
  • Card payment at an ATM or through your personal account
  • Bank transfer payment using the creditor’s payment information
  • Cash payment at an ATM

Opt for the payment method with the lowest associated fee.

Feedback From Customer Reviews

A remarkable 86% of our customers have previously availed loans through Crezu and continue to return for additional loan applications. Below, you can find reviews from some of these satisfied Crezu loan customers.

Crezu Philippines receives high praise from satisfied customers. You can find a selection of Crezu reviews posted on the Crezu website, which we’ll share with you shortly. If you have your own Crezu Philippines reviews and opinions, please feel free to share them in the comments section!


Is Crezu SEC Registered?

Crezu has not obtained SEC registration since it does not function as a direct financial institution or lender offering loans. Instead, Crezu operates as an intermediary, connecting individuals seeking rapid online loans with online financial support companies.


If you encounter any issues or require additional information, please refer to the following contact details:

Main company:Fininity Ltd, registration number: 14523902


In summary, Crezu PH offers a dependable and efficient platform for swift online loans in the Philippines. With its user-friendly interface and strong data security measures, Crezu streamlines the borrowing process while safeguarding your personal information. Although it may not be ideal for substantial loan requirements, Crezu’s accessibility, quick processing, and adaptable repayment choices make it a valuable option for those seeking convenient financial solutions. Discover Crezu PH for a hassle-free approach to fulfilling your short-term financial needs.

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