The SSS Maternity Benefit is a financial assistance program provided by the Social Security System (SSS) to support female members during pregnancy, childbirth, or miscarriage. Here’s a comprehensive guide to help you claim your SSS Maternity Benefits:
Eligibility Requirements
To qualify for SSS Maternity Benefits, you must meet the following criteria:
- Contribution Requirements: At least 3 monthly contributions within the 12-month period before the semester of childbirth or miscarriage.
- Notification: Notify your employer or SSS about your pregnancy within 60 days from the date of conception.
- Employment Status: The benefit applies to employed, self-employed, voluntary members, and OFWs.
Required Documents
Prepare the following documents based on your employment status and type of delivery:
Basic Requirements
- Maternity Notification Form (SSS Form MAT-1): Submit this form to notify SSS of your pregnancy.
- Maternity Reimbursement Form (SSS Form MAT-2): File this after childbirth or miscarriage.
- Valid IDs: SSS UMID card or two government-issued IDs with photo and signature.
Additional Requirements
- Normal Delivery: Certified true copy of the child’s birth certificate.
- Cesarean Delivery: Operating room records, medical abstract, and birth certificate.
- Miscarriage/Emergency Termination: Pregnancy test results, ultrasound report, and medical certificate.
- Solo Parents: Solo Parent ID or certification from the Local Government Unit (LGU).
Steps to Claim SSS Maternity Benefits
Step 1: Notify SSS About Your Pregnancy
- Employed Members: Submit the SSS Form MAT-1 and proof of pregnancy (e.g., ultrasound report) to your employer.
- Self-Employed/Voluntary Members: File the SSS Form MAT-1 directly with SSS through the My.SSS portal or at an SSS branch.
Step 2: File the Maternity Benefit Application
- Employed Members: Your employer will file the SSS Form MAT-2 on your behalf and advance the maternity benefit.
- Self-Employed/Voluntary Members: File the SSS Form MAT-2 online via the My.SSS portal or at an SSS branch.
Step 3: Submit Supporting Documents
Upload or submit the required documents, such as the birth certificate, medical records, and proof of pregnancy, depending on your case.
Step 4: Wait for Approval and Disbursement
- SSS will process your application and deposit the benefit into your enrolled disbursement account.
- The processing time is typically 10-30 days.
Computation of SSS Maternity Benefits
The benefit amount is calculated based on your Average Daily Salary Credit (ADSC):
- Identify the 6 highest monthly salary credits within the 12 months before the semester of contingency.
- Divide the total by 180 to get the ADSC.
- Multiply the ADSC by the number of maternity leave days:
- Normal/Cesarean Delivery: 105 days
- Miscarriage: 60 days
- Solo Parents: 120 days.
Example: If your ADSC is ₱500, your benefit for normal delivery would be ₱500 x 105 = ₱52,500.
Online Application via My.SSS Portal
- Log in to your My.SSS account.
- Go to E-Services > Submit Maternity Benefit Application.
- Fill out the form, upload documents, and submit.
- Track your application status through the portal.
Important Reminders
- Timely Filing: Submit the SSS Form MAT-2 within 60 days after childbirth or miscarriage to avoid penalties.
- Solo Parents: You are entitled to an additional 15 days of paid leave.
- Maximum Benefit: The highest benefit is ₱80,000 for solo parents and ₱70,000 for others.
For more details, visit the SSS website or contact SSS customer service at 1455. Let me know if you need further assistance!
