To reloan with Kviku Philippines online, follow these steps:
- Log into Your Kviku Account: Access your Kviku account using your login credentials. Ensure you meet Kviku’s eligibility criteria for a reloan, which typically includes having no overdue payments on existing loans and maintaining a good credit history.
- Check Eligibility: Verify that you meet the requirements for a reloan. This includes being a Filipino citizen aged 20-55, having a valid government ID, and maintaining a stable income. Repeat borrowers may benefit from automatic approval if they have a good repayment history.
- Submit a Reloan Application: Fill out the reloan application form on the Kviku website. Provide the necessary information, such as your loan amount and repayment term. Repeat borrowers may find the process streamlined due to their existing account history.
- Review and Submit: Carefully review your application to ensure all details are accurate. Submit the application for processing. Kviku’s automated system will assess your eligibility based on your credit history and previous loan performance 1314.
- Await Approval: Kviku will review your application and notify you of the decision via SMS. If approved, the additional funds will be credited to your designated bank account within 24 hours, depending on your bank’s processing time.
- Receive Funds: Once approved, the funds will be transferred to your bank account or through other authorized channels like Cebuana Cash Pick-up or GCash. The process is typically completed within 1-2 business days.
Key Points to Remember:
- Eligibility: Ensure you meet the age, citizenship, and income requirements. Repeat borrowers with a good repayment history may have higher chances of approval.
- Loan Limits: Your available loan limit may increase after successful repayment of previous loans. Kviku automatically adjusts your credit limit based on your repayment behavior.
- Repayment Terms: For repeat borrowers, the loan term can be extended up to 180 days, offering more flexibility in managing repayments.
For more detailed instructions or assistance, you can contact Kviku’s customer support at support@kviku.ph or visit their official website at kviku.ph
