How to withdraw money from Paypal without bank account Philippines?

To withdraw money from PayPal without a bank account in the Philippines, you have several options. Below are the most relevant methods based on the search results:

1. Withdraw to GCash

• How it works: GCash is a popular e-wallet in the Philippines that allows you to link your PayPal account and withdraw funds directly. This method is fast, convenient, and does not require a bank account.
• Steps:
  1. Sign up for a GCash account if you don’t already have one.
  2. Link your PayPal account to GCash via the GCash app.
  3. Transfer your PayPal balance to your GCash wallet.
  4. Withdraw the funds from GCash to cash via over 20,000 BancNet ATMs or use the GCash MasterCard for purchases.
• Fees: No withdrawal fees for transferring from PayPal to GCash.

2. Use a PayPal Prepaid or Debit Card

• How it works: If you have a PayPal Prepaid MasterCard or Debit Card, you can withdraw funds directly from your PayPal balance at ATMs or use the card for purchases.
• Steps:
  1. Apply for a PayPal Prepaid or Debit Card if available in your country.
  2. Link the card to your PayPal account.
  3. Withdraw funds at ATMs or use the card for transactions.
• Fees: ATM withdrawal fees may apply depending on the card and location.

3. Withdraw to a Linked Debit or Credit Card

• How it works: If you have a Visa or Mastercard debit/credit card linked to your PayPal account, you can withdraw funds directly to the card.
• Steps:
  1. Link your Visa or Mastercard debit/credit card to your PayPal account.
  2. Initiate a withdrawal from your PayPal balance to the card.
  3. Wait for the funds to reflect in your card account (typically 2-7 business days).
• Fees: Fees may apply depending on the card issuer and PayPal’s policies.

4. Withdraw via Transfer Services (e.g., Xoom)

• How it works: Services like Xoom allow you to transfer funds from PayPal to a local bank account or cash pickup point. However, this method may require additional steps and fees.
• Steps:
  1. Link your PayPal account to Xoom.
  2. Transfer funds to a local bank account or cash pickup location.
  3. Withdraw the funds in cash.
• Fees: Transfer fees and currency conversion fees may apply.

5. Withdraw via Paper Check (Not Recommended for the Philippines)

• How it works: In some countries, PayPal allows users to request a paper check for withdrawal. However, this option is not commonly available or practical in the Philippines due to long processing times and high fees.
• Steps:
  1. Request a check withdrawal from your PayPal account.
  2. Wait for the check to arrive (1-2 weeks).
  3. Deposit or cash the check at a bank.
• Fees: A $1.50 fee per check withdrawal applies.

Key Considerations:

• Verification: Ensure your PayPal account is verified to access withdrawal options. Verification typically requires linking a bank account, card, or e-wallet like GCash.
• Fees: Some methods, such as withdrawing to a debit card or using transfer services, may incur fees. Always check the applicable fees before proceeding.
• Processing Time: Withdrawal times vary by method. GCash transfers are near real-time, while bank or card transfers may take 2-7 business days.

Recommended Method:

The most convenient and cost-effective method for withdrawing PayPal funds without a bank account in the Philippines is using GCash. It offers zero withdrawal fees, fast processing, and easy access to cash via ATMs or the GCash MasterCard.

For more details, you can refer to the PayPal Philippines GCash withdrawal guide or the GCash app.