Finbro Loan Review App: Legit, Harassment, Complaints, Requirements, How To Apply

Finbro PH

Finbro PH Loan is a reputable online lending platform providing efficient borrowing solutions. With its user-friendly interface and flexible terms, it’s a reliable choice for those seeking quick financial assistance.

Curious about Finbro PH? Wondering if Finbro’s online lending service is legit? Interested in the basic requirements to register through the app? If you find yourself in urgent need of a loan, you can find comprehensive loan application instructions with high approval rates and appropriate loan limits at

Overview of Finbro PH

✅ Review⭐ Finbro loan App
✅ Guide to⭐ Apply a loan to Finbro PH Philippines within few minutes
✅ Loan Amount⭐ 1,000 – 50,000 PHP
✅ Age⭐ 20 – 70 years old
✅ Loan Tenor⭐ 1 – 12 months
✅ Interest rate⭐ 0.5 – 1.25 %/day
✅ Requirements⭐ National ID
✅ Pros⭐ Easy login
✅ Cons⭐ Have fee service verification lending
✅ Evaluate the effectiveness⭐ Good
✅ Bad dept⭐ Allow
✅ Finbro Harassment⭐ By phone, email
✅ Legit⭐ Yes
✅ Payment⭐ Gcash
✅ Contact number⭐ 09690471419
✅ Dowload App APK

What is Finbro?

Finbro, created by SOFI Lending Inc., stands as a round-the-clock online financial advisory and solutions platform. The legitimacy of Finbro’s loans is affirmed through its registration with the SEC under registration number CS201908275, along with its SEC authorization certificate number 2990. Individuals have the convenience of applying for small to medium-sized loans, ranging from 1000 pesos to 50000 pesos, with flexible repayment terms spanning from 1 to 12 months.

Advantages of Finbro PH is the preferred option for numerous borrowers due to its array of exceptional benefits:

  • Effortless Registration: The registration process is simple and time-efficient. A valid ID is all that’s needed to verify your identity.
  • Convenient Application: Applying for a loan can be done right from your mobile phone or personal computer.
  • No Location Constraints: There’s no need to visit a registration site, and complex paperwork is eliminated.
  • Minimal Requirements: No financial evidence, collateral, or guarantor is necessary for the loan application.
  • Swift Approval: Finbro’s automated review system grants approval in mere minutes, eliminating long waits.
  • Direct Disbursement: Once approved, funds are directly disbursed to your bank account or e-wallet.
  • First-time Borrower Incentive: First-time borrowers enjoy a special offer of 0% interest and no service charges.
  • Stringent Confidentiality: A commitment to absolute confidentiality regarding borrowers’ personal information is maintained.

Cons of Finbro Loan

While Finbro’s Philippines reviews showcase numerous benefits, it’s important to acknowledge a few drawbacks and limitations that borrowers should take into account:

  • Extra Processing Fees: Borrowers are subject to additional processing fees.
  • Limited Loan Ceiling: The loan limit through the app is not substantial, making it inadequate for sizable financial requirements like business ventures, real estate purchases, car acquisitions, or significant projects.
  • Higher Interest Rates: Loan interest rates tend to be higher compared to those offered by traditional banks or other financial institutions.
  • Exclusion of Poor Credit History: Finbro doesn’t extend assistance to customers with existing bad debts or unfavorable credit histories.

Finbro requirements

Requirements for Online Loans through Finbro:

  • Valid ID: A verifiable identification document is necessary to confirm your identity during the registration process.
  • Mobile Device or Computer: Access to a mobile phone or personal computer is essential for submitting your loan application online.
  • Basic Personal Information: You’ll need to provide basic personal details such as your name, contact information, and address.
  • Philippine Residency: Being a resident of the Philippines is typically a prerequisite for applying for a loan through Finbro.
  • Age Requirement: Applicants usually need to be within a certain age range, often 21 to 65 years old, to be eligible for a loan.
  • Stable Income Source: Demonstrating a stable source of income, whether through employment or other means, is crucial for loan approval.
  • Bank Account: A valid bank account is required for the disbursement of approved funds.
  • No Outstanding Loans: Some cases may require borrowers to not have any outstanding loans with Finbro or other lending institutions.
  • Good Credit Standing: While not explicitly stated in your question, maintaining a positive credit history can be beneficial for loan approval and better terms.

Please note that specific conditions might vary based on Finbro’s policies and regulations, so it’s advisable to visit their official website or contact their customer support for the most accurate and up-to-date information.

Finbro Interest Rates

Finbro provides online loans with versatile interest rates spanning from 0.5% to 1.25% per day. Notably, the inaugural loan benefits from a unique proposition of 0% interest. The precise interest rate applicable to you will be established according to your credit history and individual records.

Illustration of Finbro PH Interest Rate Computation

Consider a scenario in which a customer takes a loan of 15000 pesos for 30 days at a 1% daily interest rate using the Finbro loan calculator:

  • Interest after 30 days: 10000 x 1% x 30 days = 4500 pesos.
  • Service charge: 10000 x 9% = 1350 pesos.
  • Total due after 30 days: 15000 + 4500 + 1350 = 20850 pesos.

Step-by-Step Guide to Loaning with Finbro Philippines

Navigating the loan application process with Finbro Ph is both uncomplicated and efficient, involving the subsequent fundamental stages:

Step 1: Opt for Loan Limits and Terms

  • New applicants should access the Finbro app homepage and indicate their preferred loan limit and term before selecting “Register Now.”
  • Returning customers can simply log in to their existing Finbro account.
  • To download the Finbro loan app, follow the necessary steps.

Step 2: Complete Personal Information and Verification

  • Populate the registration form with your personal particulars, including pertinent details.
  • Capture images of both sides of your identification card, along with portraits of you holding the ID, to verify your identity.

Step 3: Await Loan Approval Process

  • System will automatically proceed with the evaluation process in approximately 10 minutes.
  • Notification of Finbro’s approval outcome will be communicated to you through SMS or email.

Step 4: Receiving Finbro Disbursement

  • Following approval, the sanctioned funds will be transferred directly to your designated bank account or e-wallet options such as Gcash or Maya.

Review and Feedback for

A remarkable 98% of customers have engaged with the service, bestowing with a resounding 5-star review, underscoring the authentic and exceptional quality of their financial services.

Finbro Payment Guide

Finbro lending extends a range of convenient methods to facilitate seamless loan repayment:

Bank Transfer

Utilize the following bank details for Union Bank of the Philippines:

  • Bank Account Name: SOFI Lending Inc.
  • Bank Account Number: 003170001484
  • Payment Note: SCPXXXXXXXXXXXXX (Replace XXXXXXXXXX with your reference number).

E-wallets (Gcash, Maya, Shopee Pay)

Ensure accurate input of the reference number, commencing with SCP. For Gcash or Maya wallets, designate “Payexpress” as the biller’s name. Alternatively, opt for “Pay Express Loans” as the biller’s name for Shopee Pay wallet.

Payment Centers (7-Eleven, SM, Cebuana, Bayad, Palawan Express, MLhuillier)

When making payments, specify the biller’s name as “PayExpress Loans,” “PayExpress,” or “Paynamics.”

Effortlessly manage your Finbro loan repayments with these accessible methods.

Compare between Finbro PH and Other Loan Applications

Comparative criteriaFinbro PHUnacash AppVamo
Limits1000 – 50000 peso1000 – 50000 pesos1000 – 30000 peso
Interest0.5% – 1.25%/day2 – 6 months1.3%/day
Tenor1 – 12 months0% – 16%/months10 – 30 days
Age20 – 65 years oldOver 18 years old20 – 65 years old
Browsing time15 minutes15 minutes10 minutes

Contact Details for Finbro

Should customers require assistance with loans, they can reach out to the Finbro customer service team through the following avenues:

  • Hotline: Dial 09690471419 or 09176200773.
  • Support Hours: Available from Monday to Sunday, 8 AM to 5 PM.
  • Address: Visit Unit 1405 at the Philippine Stock Exchange Tektite in San Antonio, Pasig.
  • Complaints via Email: Lodge complaints or concerns by emailing


Below are common inquiries regarding Finbro Ph:

Is Finbro Legitimate?

Finbro loan operates as an online lending platform under the administration of Sofi Lending Inc., a subsidiary of Social Finance, Inc., an established online personal finance institution. The platform operates in strict adherence to legal requirements, overseen by The SEC (Securities and Exchange Commission). This ensures that Finbro Ph adheres to Philippine market regulations and financial norms.

How to Repay Your Finbro Loan

Finbro Philippines provides several convenient options for seamless loan repayment:

  • Bank Transfer
  • E-wallets: Gcash, Maya, Shopee Pay
  • Payment Centers: 7-Eleven, SM, Cebuana, Bayad, Palawan Express, MLhuillier, with the biller’s name as PayExpress Loans / PayExpress / Paynamics.

Customers should be mindful of timely Finbro payments to prevent interest penalties, avoid potential harassment, and safeguard their personal credit history.

Is Finbro Secure?

Finbro’s online loan service is both licensed and legally certified, guaranteeing a completely safe loan process. The platform operates within regulated boundaries and interest rate constraints, ensuring the utmost safety. Details regarding loans, interest rates, and other terms are openly transparent to the public.

Is Finbro Registered with the SEC? stands as an online lending platform that holds a valid license and adheres to the stipulations outlined by the Securities and Exchange Commission (SEC). This is evidenced by its SEC Registration Number: CS201908275 issued on June 6, 2019, and its SEC Authority Certificate: No. 2990. Additionally, the Finbro app is subject to oversight from the Bangko Sentral ng Pilipinas (BSP) and other pertinent financial authorities within the Philippines.

Paying Finbro through Gcash

Follow these steps to make payments through Gcash to Finbro:

  1. Open Gcash: Launch the Gcash app on your mobile device and select “Bills”.
  2. Choose Payment Solutions: From the available options, pick “Payment Solutions” and proceed by tapping on it.
  3. Select PayExpress: Look for and choose “PayExpress” from the list of options.
  4. Enter Information: Fill in the required details in their respective fields, including phone number, email address, amount, and Finbro reference number.
  5. Confirm Payment: Double-check the provided information and confirm the payment transaction to finalize the process.

How to close your Finbro account?

To initiate the process of canceling your loan account on Finbro, kindly get in touch with the Finbro customer service support team.

You can reach them via the contact numbers: 09690471419 – 09176200773 or through email at Rest assured, Finbro is dedicated to ensuring a smooth account closure process.

In Summary

Finbro Ph stands as an online lending platform created by Sofi Lending Inc., operating entirely within legal boundaries with proper licensing. Offering a loan ceiling of up to 50,000 pesos, surpassing several other lenders, Finbro extends an advantageous package to borrowers, presenting a flexible and dependable financial solution.

If you found this article useful, kindly consider giving it a 5-star rating. Feel free to leave any inquiries about Finbro in the comments section, and we’ll respond promptly to address your concerns.

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