Cash Express PH (Philippines) Review: Legit Service? Phone Number, Requirements & How to Pay

Cash Express PH (Philippines)

Cash Express PH is primed to offer rapid online cash loans in the Philippines, potentially serving as your ideal solution. With the surge of online lending’s popularity in the country, loan providers now present a streamlined avenue for swift fund application and approval.

Whether you’re facing a medical emergency, home enhancements, vehicle repairs, or unexpected expenses, Cash-Express PH’s unsecured loan options can swiftly address your needs. Yet, it’s crucial to grasp the potential risks before proceeding.

Rest assured, your application can be processed within a single business day. As a leading lending institution, Cash Express is dedicated to ensuring that customers easily and promptly secure the personal loans they require. Our online application process prioritizes simplicity, ensuring you swiftly access the funds you need.

Overview of Cash-Express Philippines

✅ Loan offer⭐ Online loans in the Philippines
✅ Loan amount⭐ 1,000 PHP to 20,000 PHP
✅ Loan term⭐ 7 or 14 days
✅ Interest rate for first 7-day loan⭐ 0%
✅ Interest rate for first 14-day loan⭐ Only 1% interest per day
✅ Interest rate for repeat loan⭐ 1.99% per day
✅ Loan decision⭐ 5-15 minutes
✅ Age of borrower⭐ 21-70 years old
✅ Occupation⭐ Currently employed or with a stable source of income
✅ Location⭐ Filipinos that are currently living in the Philippines
✅ What are the requirements⭐ Passport, National ID, Driver’s licence,SSS, UMID, Postal ID, PRC ID
✅ Get a loan

What is Cash-Express PH?

Cash Express PH, formerly known as CashXpress, is an online lending platform in the Philippines that offers quick cash loans to individuals. The company was founded in 2016 and is headquartered in Taguig City.

Cash Express PH provides loans ranging from PHP 1,000 to PHP 100,000. The loan term is from 1 to 30 days. The interest rate is 1% per day.

To apply for a loan from Cash Express PH, you must be a Filipino citizen, at least 21 years old, and have a valid ID and proof of income. The application process is quick and easy. You can apply online or through the Cash Express PH mobile app.

If your application is approved, the funds will be deposited into your bank account within 24 hours.

Cash Express PH is a legitimate lending platform. It is registered with the Securities and Exchange Commission (SEC) and is licensed by the Bangko Sentral ng Pilipinas (BSP).

Benefits of Cash-Express Online Loans in the Philippines

Cash-Express provides a hassle-free loan solution tailored to address short-term financial needs. Here are the advantages:


No need to leave your home or endure bank lines. The entire application process can be completed from your own comfortable space.

Flexible Payment Periods

Enjoy the freedom to select repayment periods, be it 7 or 14 days. Our plans ensure ease and flexibility, making repayment stress-free.

High Security

Your personal data’s safety is paramount. Our cutting-edge encryption technology guarantees complete protection.

Accredited by the National Privacy Commission, your confidentiality is assured, and our digital tools streamline the process.

Low-Interest Rates

Cash-Express offers an unbeatable 0% interest rate – one of the finest in online loans in the Philippines.

Swift Approval

Bid farewell to lengthy waiting times and hoops to jump through. With Cash-Express, you can receive up to PHP 20,000 on your card in just 15 minutes.

When unexpected expenses or cash flow issues arise, trust Cash-Express to swiftly and effortlessly provide the funds you need.

Cons of Cash-Express PH Loans Online App

Here are some of the cons of Cash Express PH:

  • High-interest rates: The interest rate is 1% per day. This can be high if you do not repay the loan on time.
  • Short loan terms: The loan term is from 1 to 30 days. This means that you need to repay the loan quickly.
  • Strict eligibility requirements: You must be a Filipino citizen, at least 21 years old, and have a valid ID and proof of income to qualify for a loan.
  • Hidden fees: Cash Express PH may charge hidden fees, such as late fees or processing fees.
  • Debt trap: If you cannot repay the loan on time, you may end up in a debt trap. This is where you keep borrowing money to repay the previous loan, and the interest keeps accumulating.

It is important to carefully consider these cons before applying for a loan from Cash Express PH. You should also make sure that you can afford to repay the loan on time.

Documentary requirements for loan

Acquire funds seamlessly with just a valid ID and an active personal bank account or e-wallet. Capture an image of your chosen ID and snap a selfie holding it. We accept these IDs:

  • Passport
  • National ID
  • Driver’s license
  • SSS
  • UMID
  • Postal ID
  • PRC ID.

That’s the entirety needed for your loan approval!

Remember, when seeking online cash loans from a trustworthy lender such as Cash-Express, your requisites are limited to supporting documents like identification, address, and income verification. No upfront fees should be solicited. As long as you exclusively engage with legitimate companies, applying for a loan from an online lender remains secure.

Cash Express loan interest rates

First loan terms

Acquiring a hassle-free loan from Cash-Express comes with transparent conditions. For a 7-day loan, the initial 7 days boast 0% daily interest on the Principal. The subsequent loan period carries a nominal interest rate of only 1.99% per day.

Likewise, a 14-day loan entails a mere 1% daily interest on the Principal for the first 14 days, followed by a favorable 1.99% daily interest rate in the second period. Our approach ensures swift access to the funds you need, free from apprehension about additional charges.

Repeated loan terms

For our valued returning customers, enjoy the same advantageous low-interest rates as your inaugural loan. Yes, relish the identical 1.99% daily interest rate with no renewal fees.

Act now—apply for a low-interest loan from Cash-Express and promptly access the assistance you require! Our application process is both comprehensive and user-friendly, allowing seamless access to instant credit with minimal complications.

Applying for an Online Loan with Cash-Express: A Step-by-Step Guide

Cash-Express streamlines the process to ensure your convenience. Just follow these three simple steps:

Step 1: Register

Begin by creating a profile on our website via this link:

Fill out the application form using our loan calculator, where you can choose the loan type, amount, and term.

Complete the process by signing the loan agreement.

Step 2: Loan Approval

Expect a prompt call from Cash-Express and receive a decision within minutes!

Step 3: Funds Transfer

Once approved, watch as the funds are swiftly transferred from the finance company to your bank account.

With just an ID card in hand, you’re all set to apply for a loan. Our fully automated review system ensures rapid processing of your application. Upon approval, you can receive the funds via ATM card or bank account within a mere 24 hours of application. Don’t delay any further – secure the necessary funds you need today!

Feedback Cash Express loan reviews

The Cash-Express Philippines review stands as a reliable endorsement, characterized by swift fund disbursement and a notable high approval rate. It garners a stellar 5/5 star feedback for its exceptional loan service quality.

Feedback Cash-Express Ph Loans Online App
Feedback Cash-Express Ph Loans Online App

How to pay Cash-Express?

Here’s a simple guide on how to make payments to Cash-Express:

  1. Access Account: Log in to your Cash-Express account via their website or app.
  2. Payment Section: Navigate to the “Payment” or “Pay Loan” section within your account.
  3. Choose Method: Opt for your preferred payment method, such as bank transfer, online payment, or over-the-counter deposit.
  4. Enter Details: Provide the necessary payment info – amount, payment reference, or account number.
  5. Confirm Payment: Double-check payment details and confirm the transaction.
  6. Complete Transaction: Follow online prompts for digital payments or visit designated centers for over-the-counter payments.
  7. Confirmation: After processing, expect a payment confirmation message. Keep this for your records.

Remember to follow the payment schedule provided by Cash-Express to avoid issues. Reach out to their customer support if you encounter any challenges during the process.


Cash Express phone number?

Contact Information and Support Channels

For direct assistance, call us at:

  • Hotline: +632 7902-7390
  • Mobile: +63 939 919-5727, +63 917 115-8452

Support is available from the 2nd to the 6th day, 8 AM to 8 PM. On weekends (Saturdays and Sundays), support hours are 9 AM to 6 PM.

You can also reach us through the following email addresses:

We’re here to assist you every step of the way!

Cash Express harassment?

Cash Express, a legit lending platform in the Philippines, has seen reports of borrower harassment by its collectors – involving calls, texts, and visits.

If facing such harassment, reach out to Cash Express directly via their hotline or email, explaining the issue and requesting cessation.

Persistent issues? Lodge a complaint with the National Privacy Commission (NPC), responsible for safeguarding privacy. File online or by mail.

Likewise, filing a complaint with the Bangko Sentral ng Pilipinas (BSP), the financial industry regulator, is an option. File online or by mail.

Don’t ignore harassment – it’s stressful and detrimental to your credit score. Take action to halt it and safeguard your rights.

What is the duration of the borrowing period?

Clients have the flexibility to customize their loan duration based on their requirements.

You can choose a loan term ranging from 7 to 14 days, allowing you to align your payments with your cashflow.

How long is the process?

A swift process is ensured in just 3 simple steps, taking merely 5-30 minutes!

  1. Apply through our website.
  2. Get verified and approved.
  3. Receive the loan in your personal bank account.

Is Cash-Express loan legit?


Cash-Express is a legitimate lending platform in the Philippines, authorized by the Securities and Exchange Commission (SEC) and licensed by the Bangko Sentral ng Pilipinas (BSP).

Yet, it’s crucial to recognize that Cash-Express loans come with elevated interest rates and brief repayment periods. This implies the necessity for swift loan repayment to avoid substantial interest charges.

If you’re contemplating a Cash-Express loan, thoughtfully review the loan’s terms and conditions before applying. Ensure your ability to meet the repayment requirements on schedule.

In conclusion

The Cash-Express PH loan app stands as a legitimate and respected online cash lending platform within the Philippines market. Individuals seeking smaller loan amounts with short repayment durations should opt for the Cash-Express app, which boasts a remarkable approval rate and rapid fund disbursement.

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