Digido PH Loan App Review: Legit, Harassment, Login, Requirements, Download And Payment

Digido PH

Digido PH serves as a distinguished online lending platform in the Philippines, addressing individuals’ financial requirements. Employing a user-centric strategy, transparent terms, and a user-friendly interface, provides accessible resolutions for rapid financial aid. By leveraging its inventive app and website, the platform strives to simplify loan acquisition and present a spectrum of adaptable borrowing choices. Delving into Digido PH’s comprehensive features and offerings highlights its capacity to reshape the online lending arena in the Philippines.

Overview of Digido PH loan

✅ Loan offer⭐ Online loans in the Philippines
✅ Loan amount⭐ 1,000 PHP to 25,000 PHP
✅ Loan term⭐ 7-180 days
✅ Interest rate for first loan⭐ 0%
✅ Interest rate for repeat loan⭐ 1% per day
✅ Loan decision⭐ 1 working day
✅ Age of borrower⭐ from 21 to 70 years old
✅ Occupation⭐ Currently employed or with a stable source of income
✅ Location⭐ Filipinos that are currently living in the Philippines
✅ What are the requirements⭐ Driver’s License; Philippine passport; UMID ID; SSS ID; TIN ID; New Philhealth Card (PVC Type)
✅ Get a loan

What is Digido Philippines?

Digido operates as a lending service platform within the Philippines. Originating in the country, it offers a user-friendly and collateral-free online cash lending solution, addressing individuals’ monetary challenges. Functioning as a secure and speedy online cash lending avenue, this platform extends reliable and economical peso loan services. Through this dedicated personal loan application, individuals can readily access swift cash loans, catering to their diverse financial needs.

Providing swift financial assistance, this service offers up to 25,000 pesos deposited directly into the bank account of Filipino individuals.

Digido PH

Is Digido PH Online Loan Legit?

Every financial institution aiming to operate within the Philippines must adhere to legal protocols to obtain the necessary authorization. The Securities and Exchange Commission (SEC) oversees this process. The official website, sec.gov.ph, provides comprehensive registries of meticulously evaluated and reliable companies, including:

In the case of Digido, a thorough evaluation was conducted, affirming its legitimacy, as evidenced by its inclusion in the REGISTERED ONLINE LENDING PLATFORMS list. Below is the pertinent information:

Registration No.CS202003056
Certificate of Authority1272

Upon perusing the SEC website’s list of registered entities, we encountered Digido, affirming its lawful operation in the Philippines. This presence underscores the company’s successful completion of mandated regulatory assessments and solidifies its trustworthiness.

Should I borrow money at Digido loan app?

Wondering about Digido’s lending app? The Digido APK app is accessible to all in the Philippines. Get it for free, securing loans swiftly with just a phone and internet. Our latest update confirms availability on Android and iOS, maintaining a stellar 4.5 average user rating.

Pros of Digido Philippines online loan apk

Here are some pros of Digido Philippines online loans:

  • Transparency: No concealed fees, upfront charges, or commissions.
  • Round-the-Clock Availability: Operating 24/7, excluding holidays and weekends.
  • Simplified Application: Effortless loan application process with instant decisions.
  • Versatile Application Channels: Apply through the web, mobile app, or in-person at branches.
  • High Approval Rate: Over 90% loan approval rate.
  • Broad Usage: Loans can be utilized for various purposes.
  • Loan Calculator: Accessible online tool to determine suitable loan amount and duration.
  • Unsecured Loans: Loans without the need for collateral or guarantors.
  • Benefits for Returning Customers: Enhanced loan terms for repeat borrowers.
  • Inclusive Accessibility: Loans accessible even without a bank account.
  • Diverse Repayment Options: Numerous methods for loan repayment, including bank transfer, remittance centers, 7-Eleven outlets, offline branches, and Dragonpay.

Cons of Digido Philippines app

here are some potential drawbacks to using the Digido Philippines app for online loans:

  • Limited Connectivity Dependency: The app’s functionality relies on internet access, which could be problematic in areas with poor connectivity.
  • Digital Literacy Barrier: Users less familiar with technology might struggle to navigate the app effectively.
  • Security Vulnerabilities: Despite security efforts, there’s always a risk of cyber threats compromising personal data.
  • Reduced Personal Interaction: The app lacks the personalized touch and advice of traditional lending institutions.
  • Hidden Costs: Careful scrutiny of terms is essential to avoid overlooking hidden fees or unfavorable conditions.
  • Limited Support: Customer assistance might not match the depth or immediacy of in-person service.
  • Overborrowing Risk: The app’s ease could lead to excessive loans and subsequent financial strain.
  • Digital Safety Concerns: Public Wi-Fi or shared devices could expose sensitive data to security breaches.
  • Technical Glitches: App-related technical problems might disrupt usage or access.
  • Absence of Physical Branches: Lack of face-to-face options could pose challenges for certain users.

Prior research into both the advantages and disadvantages of the Digido Philippines app, or any similar platform, is vital for informed decision-making. Comfort with the app’s features and security measures is paramount before engaging in any loan application.

Digido Online Loan Requirements

Who is eligible to borrow from Digido?

  • Individuals with Filipino citizenship;
  • Ages ranging from 21 to 70 years;
  • Steady employment or a reliable income source;
  • A single valid identification card;
  • An active mobile phone number.

Applicants are required to provide a valid government-issued ID. Enhancing the application with documents like pay stubs, Certificate of Employment (COE), Income Tax Return (ITR), company ID, or DTI registration (if self-employed or in business) can improve the likelihood of loan approval.

Clearly, Digido Philippines has established straightforward criteria that are accessible to all in the country. If your salary falls short, Digido provides the opportunity to secure a loan, even for government employees.

Digido borrowing limit

First loan

Your first loan can range from 1,000 to 10,000 pesos, with a repayment period of up to 7 days. Notably, the first Digido loan comes with zero interest, ensuring you receive the exact amount you borrowed. In essence, Digido’s introductory loan limit spans from PHP 1,000 to PHP 10,000.


Opportunity Wondering about your second loan with Digido? Subsequent loans can range from 1,000 to 25,000 pesos, extendable up to 30 days. The maximum amount for a second Digido loan is PHP 25,000.

Min amount1000 PHP
Max amount10000 PHP
Min terms7
Max terms180
Rate1% per day

Digido interest rates

Digido Philippines offers low rates, keeping the annual rate below 143%. New customers enjoy a 0% interest rate on their first loan, applicable across the app and website. While Digido’s rates surpass local banks’, they stay competitive within the lending industry.

Term10 days20 days30 days
Loan amount10000 PHP10000 PHP10000 PHP
Interest amount100 PHP200 PHP300 PHP
Total repayment10100 PHP10200 PHP10300 PHP

Feedback: What are users actually saying about Digido?

We’ve researched Digido reviews for you, and customers highly appreciate Digido Philippines. The Digido loan app boasts a remarkable 4.5 rating on Google Play, and we’ve gathered reviews for your perusal. If you have any Digido reviews or insights about the mobile app, feel free to share them in the comments below!

Step-by-step guide to Digido loan application

Make sure that the Digido loan application is quick and easy to apply!

Step 1: Download Digido App or Visit Website

Start by downloading the Digido app or accessing the website through the link provided.

Step 1: Download Digido App or Visit Website

Step 2: Verify Phone Number

Confirm your phone number.

Step 2: Verify Phone Number

Step 3: Link Bank Account and Verify Identity

Add your bank account details to your Digido account, then validate your identity by taking selfies and attaching photos.

Step 3: Link Bank Account and Verify Identity

Step 4: Choose Loan Details and Await Approval

Select the desired loan term and amount, and await approval.

Step 4: Choose Loan Details and Await Approval

Step 5: Receive Funds

Once approved, receive your funds.

Step 5: Receive Funds

Step 6: Flexible Spending

Utilize the money for your intended purposes!

Step 6: Flexible Spending

How to pay Digido Philippines

Digido loan payment has many ways. Choose the most convenient of them.

  • 7-Eleven (Payment center)
  • AUB Online/Cash Payment
  • Banco de Oro ATM
  • Bank of Commerce Online
  • Bayad Center
  • BDO Cash Deposit w/ Ref
  • BDO Internet Banking
  • BDO Network Bank (formerly ONB) Cash Dep
  • BPI Cash Payment
  • BPI Online banking
  • Cebuana Lhuillier Bills Payment
  • Chinabank Cash Payment (NEW)
  • Chinabank Online Bills Payment (NEW)
  • Coins.ph Wallet / Bitcoin
  • EastWest Online/Cash Payment
  • ECPay (GCash/Payment Centers)
  • i2i Rural Banks
  • Landbank ATM Online
  • Landbank Cash Payment
  • LBC
  • Maybank Online Banking
  • Metrobank Cash Payment
  • Metrobank Online Banking
  • M.Lhuillier
  • PNB Cash Payment
  • PNB Internet Banking Bills Payment
  • PSBank Online
  • RCBC ATM/Cash Payment
  • RCBC Online Banking
  • RobinsonsBank Cash Payment
  • RobinsonsBank Online Bills Payment
  • Robinsons Dept Store
  • RuralNet Banks and Coops
  • Security Bank Cash Payment
  • SM Dept/Supermarket/Savemore Counter
  • The Union Bank of the Philippines, Inc.
  • UCPB ATM/Cash Payment
  • UCPB Connect/Mobile
  • Unionbank Cash Payment
  • Unionbank Internet Banking

How to pay Digido in 7 eleven

  1. Check instructions on Digido’s website.
  2. Visit a 7-Eleven store.
  3. Provide payment details at the counter.
  4. Pay and keep the receipt.

How to pay Digido in Gcash

  1. Access GCash and select Pay Bills.
  2. Choose Loans.
  3. Opt for Dragon Loans.
  4. Input the required payment details.
  5. Confirm by clicking CONFIRM.
  6. Finalize your payment.

How to pay Digido in coins.ph

  1. Log in to Coins.ph.
  2. Choose Pay Bills.
  3. Select Digido under Loan Services.
  4. Provide payment details.
  5. Confirm and complete the transaction.


What’s happen if Digido unpaid loan?

If you don’t pay your Digido loan, the company operates strictly within Philippine law. Debt collection occurs through legal channels. They can contact you and your listed contacts, and if repayment is not resolved, they have the right to pursue the debt in court based on the loan agreement. Keep in mind, unpaid loans will harm your credit history and lower your credit rating.

Digido harassment

Rest assured, Digido operates within legal bounds. They will strive to retrieve your debt while adhering to the law’s guidelines. If your credit agreement permits collaboration with debt collection agencies, you might receive calls from them as well. To prevent online lending harassment in the Philippines, exclusively opt for loans from officially registered and licensed lending entities.

Customer support?

  • Phone contact: Dial (02) 8876-84-84 Available daily from 8 AM to 5 PM.
  • Visit us at: DIGIDO FINANCE CORP. Units P107003R, P107007R, P107008R, Level 7 Cyberpark Tower1, 60 Gen. Aguinaldo Ave., Cubao, Quezon City, Philippines 1109


In summary, Digido PH emerges as a dependable online lending platform, offering accessible solutions for swift financial aid in the Philippines. Its user-friendly interface, versatile loans, fair rates, and transparent terms make it a valuable option in online lending.

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