In the heart of Southeast Asia’s vibrant archipelago, a digital revolution is transforming the financial landscape. Enter Fuse Lending Philippines, a pioneering fintech platform redefining loan access for millions of Filipinos.
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TOP 10 RELIABLE ONLINE LOAN IN PHILIPPINES – ONLY NATIONAL ID REQUIRED
Update 04/2025
(Online Loan Application)
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Summary of Fuse Lending
What is Fuse Lending?
Fuse Lending is a fintech platform in the Philippines that revolutionizes how people access loans. Think of it as a modern loan genie in your pocket, offering:
- Easy access: Forget mountains of paperwork. Apply for loans seamlessly online through your phone, often as simple as a few clicks in the GCash app.
- Inclusive solutions: No one-size-fits-all! Fuse Lending offers a spectrum of loan options, from tiny microloans (starting at P100!) for everyday needs to payday loans for unexpected expenses to business capital for aspiring entrepreneurs.
- Fast approvals: Ditch the agonizing wait times. Fuse Lending’s AI-powered system can decide on your loan application in minutes, putting the money in your hand when you need it most.
- Responsible lending: They go beyond just giving loans. Fuse Lending also promotes financial literacy, helping Filipinos make informed decisions and build credit scores for a brighter financial future.
Pros of Fuse Lending App
Fuse Lending review advantages are:
- Have been certified for legal operation, committed to protecting the borrower’s personal information, not disclosing information to 3rd parties.
- Borrow money quickly and conveniently, apply online, receive money via bank transfer, easily borrow at home without going directly to the bank or financial company.
- The automatic loan approval system relies solely on the borrower’s personal information and credit history, there is no need to have valuable assets as collateral.
- Flexible payment using many different methods.
Cons of Fuse Lending loan app
Fuse Lending app review has disadvantages such as:
- Short payment period, maximum only 1 month,
- There are service fees, high interest rates.
Fuse Lending interest rate
Fuse Lending applies an average interest rate of about 3.5% per day. If you are late in payment, you will incur a 6% penalty fee.
Example of Fuse Lending interest rate calculation
Fuse Lending approval 30,000 for 30 days with interest rate of 3.5% / day
The amount of interest payable after 30 days is: 30,000 x 3.5% x 30 = 31,500 pesos.
The total amount payable after 30 days is: 30,000 + 31,500 = 61,500 pesos.
Fuse Lending requirements
Fuse Lending requires borrowers to meet some basic conditions:
- Filipino citizens, between 21 and 65 years old.
- Have a valid ID issued by the Government such as national ID, postal ID, passport, TIN ID, PRC ID, UMID, SSS ID, GSIS ID, PhilHealth ID, driver’s lince…
- Have a stable job.
Step-by-step guide to register for the Fuse Lending Application.
The steps to apply for a Loans Pilipinas Online loan are as follows:
Step 1: Visit the homepage of Fuse Lending
Borrowers find and access the official website of Fuse Lending.
Refer to the information and click “Apply for a loan”
Step 2: Apply for a loan
Complete the Fuse Lending loan application form. Fill in the information correctly and determine the location by positioning.
Step 3: Submit a Loan Application
Submit loan documents and wait for Fuse Lending staff to contact you to verify the information and approve the loan.
Step 4: Get a disbursement
The disbursement will be sent to the borrower’s GCash e-wallet account. At that time, customers can withdraw money and use it.
Reviews Fuse Lending loan app feedback
Fuse Lending has received reviews from clients, with a rating of 4.3 stars. There have been no complaints of harassment, which makes it a safe and legitimate platform to use. The support limit is high and the information provided is absolute. Customers have evaluated Fuse Lending as a reputable and flexible online loan provider. The loan processing is fast and the disclosure is transparent.
How to pay Fuse Lending online?
The Fuse Lending payment methods are:
- Fast online payment via the GCash app.
- Transfer money at reputable banks such as BPI, MetroBank, BDO, AUB, …
- Direct cash repayment at 7-Eleven, Bayad Center, ECPay.
Compare Fuse Lending Loan app in Philippines with other loan apps
| Comparative criteria | Fuse Lending | Lendpinoy | PesoGo |
| Limits | 3.000 – 300.000 pesos | 3.000 – 60.000 pesos | 1.000 – 30.000 pesos |
| Tenor | 1 – 30 days | 30 – 180 days | 7 – 30 days |
| Interest | 3,5%/day | 6%/month | 1%/day |
| Age | From 21 to 65 years old | Over 21 years old | From 22 to 70 years old |
| Browsing time | 10 minutes | 10 minutes | 5 minutes |
Sources: Refer to State Bank reporting and research.
Fuse Lending contact number
Online Loans Pilipinas Ph complaints through the following information:
- Address: Commercial and Financial Tower, 32nd Street, 32nd Street, Taguig, 1634 Metro Manila, Philippines, Philippines.
- Fuse Lending email address: wecare@fuselending.com
- Hotline: +63 2 739 2882
- Time work: 9AM to 5PM
Is Fuse Lending legit?
Fuse Lending is an online financial aid company that serves Filipinos between the ages of 21 and 65. The company has been legally certified and is listed on the lending companies list with SEC registration No. CS201617622 and certificate of authority No. 1897. Customers can expect their personal information to be kept confidential, and the loan information to be transparent.
Is Fuse Lending harassment?
Fuse Lending has been licensed to operate legally, does not disclose personal information to 3rd parties. The Company commits not to misuse information to harass or annoy customers. All information is only used to review loan applications and remind debts in case customers are late in payment.
How to make Fuse Lending complaints?
If you have any questions or complaints during the online loan process at Fuse Lending, you can send an email to wecare@fuselending.com for resolution. Additionally, you can call the hotline +63 2 739 2882 which is available from 9 AM to 5 PM every day of the week, and the company will receive and process your request promptly.
Conclusion
Fuse Lending has undoubtedly carved a niche in the Philippine lending landscape, empowering Filipinos with quick and convenient access to credit. Its user-friendly platform, transparent fees, and flexible repayment options make it a compelling choice for everyday financial needs. However, it’s essential to weigh the potential drawbacks, such as higher interest rates for smaller loans, before making a decision. Ultimately, the choice is yours. Do your research, compare options, and borrow responsibly.
