Kviku PH Review: Requirements, Calculator, Complaints, Contact Number

Kviku is an online lending platform operating in the Philippines, offering quick and accessible financial solutions to individuals in need of immediate funds. As a fully automated service, Kviku streamlines the loan application process, enabling users to apply and receive approvals without the need for physical visits to a bank or lending institution.

Is Kviku SEC Registered?

Yes, Kviku Lending Co. Inc. is registered with the Securities and Exchange Commission (SEC) of the Philippines. It holds SEC Registration No. CS201918702 and Certificate of Authority No. 3169, ensuring its compliance with Philippine financial regulations.

Advantages of Kviku

Kviku offers several benefits to its users:

• Simple Procedures: The platform minimizes documentation requirements, simplifying the loan application process.
• 100% Online Transactions: Applications can be submitted anytime, even after banking hours and during weekends, eliminating the need for branch visits.
• 24-Hour Approval: Loans can be approved within 24 hours, with funds deposited directly into the applicant’s bank account.
• Cost Transparency: Kviku ensures there are no hidden fees or charges, providing clear information about repayment amounts from the outset.

Eligibility Criteria for Kviku

To qualify for a loan with Kviku, applicants must meet the following criteria:

• Citizenship: Must be a Filipino citizen.
• Age: Between 20 to 55 years old.
• Identification: Possess a valid government-issued ID.
• Contact Information: Have an active mobile phone number.

While additional documents such as payslips, Certificates of Employment, Income Tax Returns, company IDs, or Department of Trade and Industry (DTI) registrations are not mandatory, providing them may facilitate a higher and faster loan approval.

How to Apply for a Kviku Loan

Applying for a loan with Kviku involves the following steps:

1. Online Application: Visit the Kviku website and fill out the simple application form, including personal information and a photograph of yourself and your identification document.
2. Approval Process: After submission, you will receive an SMS notification regarding the decision on your application, typically within a few minutes.
3. Fund Disbursement: Upon approval, the loan amount will be deposited directly into your bank account.

Conclusion

Kviku provides a convenient and efficient online lending service in the Philippines, catering to individuals seeking quick financial assistance. With its SEC registration, user-friendly application process, and transparent terms, Kviku stands as a reliable option for borrowers within the specified eligibility criteria.