Bulacan, a province in the Philippines, is home to a variety of personal lending companies that cater to the financial needs of its residents. These companies offer a range of loan products, from personal loans to business loans, designed to help individuals and businesses manage their finances effectively.
Top 10 Personal Lending Companies in Bulacan
Lender | Loan Amount (PHP) | Interest Rate | Loan Term |
Digido | 1,000 – 25,000 | 0% to 11.9% | Up to 30 days |
MoneyCat | 500 – 20,000 | Up to 11.9%/month | Up to 180 days |
Kviku | 500 – 25,000 | 1.2%/month | Up to 180 days |
LoanOnline.ph | 500 – 25,000 | 0% to 427% | Up to 180 days |
Cashspace | 1,000 – 25,000 | 1.3%/month | 2 – 4 months |
Finbro | Various | Competitive | Flexible |
Cash Mart | Various | Competitive | Flexible |
UnaCash | 2,000 – 30,000 | 0.3%/day | 61 – 180 days |
BDO | 10,000 – 1,000,000 | 1.25% – 1.3%/month | 6 – 36 months |
Pearth Lending | Various | Competitive | Flexible |
Advantages of Lending Companies in Bulacan
Lending companies in Bulacan offer several advantages, including:
- Accessibility: Many lending companies provide online application processes, making it easy for borrowers to apply for loans from the comfort of their homes.
- Quick Processing: These companies often have fast approval times, allowing borrowers to receive funds quickly.
- Flexible Terms: Borrowers can choose from various repayment plans that best fit their financial situations.
- Minimal Documentation: The documentation requirements are usually minimal, making the application process straightforward and hassle-free.
Eligibility Criteria for Lending Companies in Bulacan
To be eligible for a loan from a lending company in Bulacan, applicants typically need to meet the following criteria:
- Age: Usually between 21 to 65 years old.
- Citizenship: Must be a Filipino citizen.
- Income: Stable income is often required, though some companies may offer loans to freelancers and self-employed individuals.
- Credit History: A good credit history can improve the chances of loan approval.
- Residence: Proof of stable residence in Bulacan may be required.
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