In the Philippines, unexpected expenses can sometimes feel like a sudden downpour in the middle of your day. But just like a sturdy umbrella, Lendpinoy loan Philippines can offer a helping hand to navigate those financial showers with ease.
Make sure you don’t miss it.
TOP 10 RELIABLE ONLINE LOAN IN PHILIPPINES – ONLY NATIONAL ID REQUIRED
Update 01/2025
(Online Loan Application)
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Summary of Lendpinoy loan
What is Lendpinoy?
Lendpinoy is a leading online lending platform in the Philippines, offering microloans ranging from P1,000 to P25,000 with flexible repayment terms. Think of it as your friendly neighborhood loan buddy, always ready to lend a helping hand when you need it most.
Why Choose Lendpinoy?
Here are just a few reasons why Lendpinoy has become a popular choice for Filipinos seeking quick and convenient financial solutions:
- Fast and Easy Application: No more waiting in long lines or submitting mountains of paperwork. Lendpinoy’s online application process is quick and straightforward, taking just minutes to complete.
- Flexible Repayment Terms: Choose a repayment plan that fits your budget and timeline, with options ranging from 7 days to 12 months.
- Transparent Fees: No hidden charges or surprises. Lendpinoy clearly outlines all fees associated with your loan upfront, so you know exactly what you’re paying for.
- Wide Range of Loan Products: Whether you need a small cash boost for groceries, emergency repairs, or even a little extra for a special occasion, Lendpinoy has a loan product to suit your needs.
- Safe and Secure: Lendpinoy takes your security seriously, using industry-leading technology to protect your personal information.
How to Get a Lendpinoy Loan
Getting a Lendpinoy loan is a breeze:
- Download the Lendpinoy app or visit their website.
- Create an account and fill out the online application form.
- Provide basic information about yourself and your employment.
- Connect your bank account for easy loan disbursement and repayment.
- Review the loan terms and confirm your application.
- Get your loan approved and credited to your account within minutes, depending on your eligibility.
Pros of Lendpinoy App
Lendpinoy review has many advantages:
- SEC registered, certified to operate legally.
- 100% online loan, no face-to-face meeting. No collateral required, no guarantor.
- The loan procedure is simple, there is no need for much cumbersome paperwork, just a valid ID.
- No service fees, no hidden fees, get the full loan application amount.
- Instant approval and disbursement, receiving funds via bank account or e-wallet.
Cons of Lendpinoy loan app
Lendpinoy app review has some disadvantages:
- Short maturity.
- Requirements can prove work.
Lendpinoy interest rate
The single-time payment loan package has a limit of 3,000 to 25,000 pesos, paid after 30 days with a 15% service fee. Lendpinoy loan term packages have limits from 5,000 to 60,000 pesos, 3-month or 6-month terms with interest rates of 6% / month.
Example of Lendpinoy interest rate calculation
Lendpinoy approval 60,000 for 3 months with interest rate of 6% / month
- The amount of interest payable after 1 month is 60,000 x 6% = 3,600 pesos.
- The principal amount to be contributed in 1 month is: 60.000 : 3 = 20.000 pesos.
- The total amount payable in 1 month is: 20,000 + 3,600 = 23,600 pesos.
Lendpinoy loan requirements
Lendpinoy loan conditions are:
- Filipinos, over the age of 21, living in Metro Manila, Cavite, Laguna, Rizal or Bulacan.
- Worked in Metro Manila, worked for a minimum of more than 6 months.
- Minimum income of 15,000 pesos/month.
- Have a valid genuine ID such as UMID, PRC ID, passport, driver’s license, postal ID.
Reviews Lendpinoy loan app feedback
Lendpinoy review is rated 3.6 stars from clients in Philippines, no complaints harassment. It is legit and safe to use, high support limit and absolute information.
Lendpinoy loan repayment
The Lendpinoy payment methods are:
- Go to the app and select DA5 or BDO as payment options.
- Repay via Paymaya or GCash app.
- Pay at a 7-Eleven branch and use the CLiQQ app.
Compare Lendpinoy loan app Philippines with other loan apps
| Comparative criteria | Lendpinoy | Tomo loan | PesoGO |
| Limits | 3.000 – 60.000 pesos | 1.000 – 30.000 pesos | 1.500 – 40.000 pesos |
| Tenor | 30 – 180 days | 7 – 30 days | 3 – 12 months |
| Interest | 6%/month | 1%/day | 16% to 50%/year |
| Age | Over 21 years old | From 22 to 70 years old | From 18 to 60 years old |
| Browsing time | 10 minutes | 5 minutes | 15 minutes |
Sources: Refer to State Bank reporting and research.
Lendpinoy customer service
Lendpinoy complaints through the following information:
- Address: JP Rizal Street, Barangay Olympia, Makati City, Metro Manila, 1200, Philippines.
- Email: contact@lendpinoy.ph.
- Hotline: +63 917 877 5363 (Globe) or +63 961 660 0658 (Smart)
Is Lendpinoy legit?
Lendpinoy is the financial product of AND Financing Corporation, operating since 2018. The company is legally certified, SEC-registered with registration No. CS2018840930 and certificate of authority No. 1187. Borrowers can choose a 1-time payment loan or a term loan that suits their individual needs.
Is Lendpinoy harassment?
Lendpinoy has been certified to operate legally, complying with the data privacy laws of Philippine law. It means that borrowers will keep their personal information confidential, committed not to share information to 3rd parties. The lending partner only uses contact information, reference information to call to remind the debt in case the borrower is late in payment.
How to make Lendpinoy complaints?
Lendpinoy receives all complaints via email contact@lendpinoy.ph, resolved in 1 to 2 business days. In case you need urgent support, please contact the hotline +63 917 877 5363 (Globe) or +63 961 660 0658 (Smart). The staff will support 24/7, detailed instructions, and enthusiasm.
Conclusion
I hope this article provides a comprehensive and informative overview of Lendpinoy Loan Philippines. Please let me know if you have any other questions or if you would like me to expand on any specific sections.
