PesoQ Loan Reviews: Legal, Complaints, Harassment, Requirements, Contact Number

PesoQ loan

PesoQ is an online lending platform that operates in the Philippines. They offer small, short-term loans with a quick and easy application process. It’s important to understand the terms and conditions of any loan before applying, including the interest rates, fees, and repayment terms.

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TOP 10 RELIABLE ONLINE LOAN IN PHILIPPINES – ONLY NATIONAL ID REQUIRED

Update 06/2024

(Online Loan Application)


Finbro PH loan

FINBRO PHILIPPINES

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1,000₱ - 50,000₱

Term: 30 - 360 days.

Interest rate: 0% for first loan.

Repayment: End of term.

Only ID Card required.

Age: 20 - 70.

(Receive money in 10 mins)




Kviku PH loan

KVIKU PHILIPPINES

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500₱ - 25,000₱

Term: 60 - 180 days.

Interest rate: 1.2% months.

Repayment: Monthly or End of term.

Only ID Card required.

Age: 18 - 65.

(Receive money in 5 mins)




Soscredit PH loan

SOSCREDIT PHILIPPINES

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1,000₱ - 25,000₱

Term: 90 - 360 days.

Interest rate: 0% for first loan.

Repayment: Monthly or End of term.

Only ID Card required.

Age: 20 - 70.

(Receive money in 15 mins)




Credify PH loan

CREDIFY PHILIPPINES

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1,000₱ - 25,000₱

Term: 90 - 360 days.

Interest rate: 0% for first loan.

Repayment: Monthly or End of term.

OOnly National ID required.

Age: 20 - 70.

(Receive money in 15 mins)




Pesoredee PH loan

BINIXO PHILIPPINES

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1,000₱ - 25,000₱

Term: 90 - 360 days.

Interest rate: 0% for first loan.

Repayment: End of term.

Only ID Card required.

Age: 18 - 70.

(Receive money in 15 mins)




Digido PH loan

DIGIDO PHILIPPINES

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1,000₱ - 25,000₱

Term: 90 - 180 days.

Interest rate: 0% for 7 days.

Repayment: Monthly or End of term.

Only ID Card required.

Age: 21 - 70.

(Receive money in 4 mins)




Cash-Express PH loan

CASH-EXPRESS PHILIPPINES

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1,000₱ - 20,000₱

Term: 7 - 30 days.

Interest rate: 0% for first loan.

Repayment: End of term.

Only ID Card required.

Age: 21 - 70.

(Receive money in 5 mins)




Crezu PH loan

CREZU PHILIPPINES

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1,000₱ - 25,000₱

Term: 60 - 120 days.

Interest rate: 0% for first loan.

Repayment: End of term.

Only ID Card required.

Age: 18 - 70.

(Easy loan approval)




MoneyCat PH loan

MONEYCAT PHILIPPINES

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500₱ - 20,000₱

Term: 90 - 180 days.

Interest rate: 0% for first loan.

Repayment: End of term.

Only ID Card required.

Age: 22 - 75.

(Receive money in 15 mins)




loanonline PH

LOANONLINE PHILIPPINES

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500₱ - 25,000₱

Term: 90 - 360 days.

Interest rate: 0% for first loan.

Repayment: Monthly or End of term.

Only ID Card required.

Age: 18 - 70.

(Easy loan approval)




Finloo PH loan

FINLOO PHILIPPINES

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1,000₱ - 25,000₱

Term: 30 days.

Interest rate: from 12% - 36%

Repayment: End of term.

Only ID Card required.

Age: 18 - 65.

(Receive money in 10 mins)




Pesoredee PH loan

PESOREDEE PHILIPPINES

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1,000₱ - 20,000₱

Term: 7 - 120 days.

Interest rate: 0% for first loan.

Repayment: End of term.

Only ID Card required.

Age: 21 - 70.

(Receive money in 5 mins)


An Overview of PesoQ

✅ PesoQ Review⭐ 3.8 star
✅ Guide to⭐ Register to PesoQ loan app Philippines (PH)
✅ Loan amount⭐ 100 – 50.000 Pesos
✅ Age⭐ 17 – 60 years old
✅ Term⭐ 3 – 6 months
✅ Interest rate⭐ 0 % interest rate for first loan
✅ Pros⭐ Online loan monthly payments in Philippines
✅ Cons⭐ No Online loan guaranteed approval
✅ Evaluate the effectiveness⭐ Good
✅ Bad credit⭐ Allow
✅ Feedback⭐ Read more in this article
✅ Get a loan

PesoQ loan requirements

According to the web search results, the loan requirements for PesoQ are:

  • You must be a citizen of the Philippines.
  • You must be at least 21 years old.
  • You must have a valid ID (i.e., government-issued IDs)
  • You must have a landline phone (office or residence)
  • You must have a bank account.

For more information, you can visit the PesoQ website or read the PesoQ loan agreement.

Guide to register PesoQ loan Application Step-by-step

The loan registration process at PesoQ is made as simple as possible. You only need to spend 3 minutes to read the instructions and follow the instructions below:

  • Step 1: Download the app PesoQ – Fast Cash and Peso Loan Lending Online from the Google Play Store or the App Store.
  • Step 2: Fill in your personal information in the app, including your full name, phone number, email, address, and bank account details.
  • Step 3: Wait for the review of your application, which may take up to 24 hours.
  • Step 4: Receive the money in your bank account once your loan is approved.

What is PesoQ loan?

PesoQ is an online lending platform that offers fast and easy loans in the Philippines. It operates through a mobile app and is registered with the SEC. It provides loans for various purposes, such as medical expenses, education, or business needs. It has low interest rates and fees, and flexible repayment terms.

Pros of PesoQ App

Some of the pros of PesoQ app are:

  • It offers fast and easy loans in the Philippines, with no collateral or credit checks required.
  • It has low interest rates and fees, and flexible repayment terms.
  • It provides loans for various purposes, such as medical expenses, education, or business needs.
  • It rewards regular customers with higher loan amounts and longer credit terms.
  • It has a simple and secure online application process, with multiple payment options available.

Cons of PesoQ loan App

PesoQ review still has some minor disadvantages as follows:

  • The interest rate is higher than the unsecured interest rate of traditional banks.
  • The maximum limit is only 50,000 PHP, which is only suitable for daily consumption needs, long-term business purposes will not be met.
  • Overdue fines are quite high.
  • Short term, causing pressure to repay debt.

PesoQ interest rate

PesoQ loan’s minimum lending interest rate ranges from 12% – 25%/year. In addition, service fees or additional insurance for the loan will be disclosed on the loan contract.

Customers with different credit scores will be offered different interest rates. If the borrower has a good credit history and low loan risk, the interest rate will be more favorable than a borrower with a low credit score because the risk is higher.

Example of PesoQ interest rate calculation

Example of PesoQ approval:

  • Loan amount needed: 15,000 PHP.
  • Term: 6 months.
  • Interest rate: 2%/month.
  • Service fee: 10%
  • Interest payable: 15,000 x 10% = 150 PHP.
  • Actual disbursement amount: 15,000 – 150 = 15,850 PHP.
  • Interest rate payable: 15,000 x 2% x 6 = 1,800 PHP.
  • Amount to pay: 15,000 + 1,800 = 16,800 PHP.

PesoQ reviews Feedback

PesoQ has been reviewed by customers in the Philippines and has received a rating of 3.8 stars. There have been no complaints of harassment and it is considered to be a safe and legitimate platform with a high support limit and accurate information. Users have had great experiences with PesoQ loans, resulting in numerous positive reviews and feedback about the application.

PesoQ loan repayment

PesoQ loan payment has many flexible payment channels:

  • Payment at M.Lhuillier stores, RD Pawnshop, 7.11
  • Pay via e-wallets such as GCash, RD Pawnshop, 7-11, Paymaya, M Lhuillier,…
  • Pay cash at locations linked to the app.
  • Transfer money via the app’s bank account, be sure to clearly state your ID card number and contract number to avoid errors.

PesoQ contact number

PesoQ complaints will be resolved via contact information:

  • Email: cs@PesoQ.com or contact@PesoQ.site
  • Address: 2Nd Floor, Aseana Power Station, Macapagal Ave., Cor Bradco Ave, Tambo, City Of Paranaque, Ncr, Fourth District, Philippines.

is PesoQ legal?

PesoQ loan operates under the management of U-Peso Lending Investors Corp with SEC Registration No. CS201816691 and certificate of authority no. 2739. This is a financial institution that has had a long-standing position in the peer-to-peer lending market, cooperating with many reputable units. Therefore, you can completely feel secure when applying for a loan here.

PesoQ harassment?

If you are a victim of PesoQ harassment, you can do the following:

  • Report the harassment to the National Privacy Commission (NPC) through their website or hotline.
  • File a complaint against PesoQ with the Securities and Exchange Commission (SEC) through their website or email.
  • Seek legal advice from a lawyer or a consumer protection group.
  • Block the calls and messages from PesoQ and their agents.
  • Do not share your personal information or contacts with PesoQ or any other online lending app without verifying their legitimacy and security.

How to respond to PesoQ complaints?

You can express your concerns to the email address cs@PesoQ.com or contact@PesoQ.site. The 24/7 customer care department will answer all questions as soon as possible.

Conclusion

Many people trust PesoQ loans because:

They have been operating for a decade with a proven reputation. Their staff are friendly and helpful. Their process is easy. Their disbursement is fast.

We hope this article has provided you with a summary of PesoQ loan. You can confidently choose to borrow money from them whenever you need it.

We wish you financial wellness.

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