Cashspace PH Loan Review: Requirements, Login, Contact Number

Cashspace PH Loan

Cashspace PH is one of the most popular loan applications today, and it has become a lifesaver for many people facing financial problems and in urgent need of cash. This app offers a simple and quick loan process, which is why it has gained such popularity. However, there is still a lot of conflicting information about the safety and risks associated with borrowing money through apps like Cashspace. In this article, cdhanam.edu.vn will delve into the details of Cashspace PH and explore its advantages, safety considerations, and potential risks.

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TOP 10 RELIABLE ONLINE LOAN IN PHILIPPINES – ONLY NATIONAL ID REQUIRED

Update 06/2024

(Online Loan Application)


Finbro PH loan

FINBRO PHILIPPINES

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1,000₱ - 50,000₱

Term: 30 - 360 days.

Interest rate: 0% for first loan.

Repayment: End of term.

Only ID Card required.

Age: 20 - 70.

(Receive money in 10 mins)




Kviku PH loan

KVIKU PHILIPPINES

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500₱ - 25,000₱

Term: 60 - 180 days.

Interest rate: 1.2% months.

Repayment: Monthly or End of term.

Only ID Card required.

Age: 18 - 65.

(Receive money in 5 mins)




Soscredit PH loan

SOSCREDIT PHILIPPINES

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1,000₱ - 25,000₱

Term: 90 - 360 days.

Interest rate: 0% for first loan.

Repayment: Monthly or End of term.

Only ID Card required.

Age: 20 - 70.

(Receive money in 15 mins)




Credify PH loan

CREDIFY PHILIPPINES

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1,000₱ - 25,000₱

Term: 90 - 360 days.

Interest rate: 0% for first loan.

Repayment: Monthly or End of term.

OOnly National ID required.

Age: 20 - 70.

(Receive money in 15 mins)




Pesoredee PH loan

BINIXO PHILIPPINES

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1,000₱ - 25,000₱

Term: 90 - 360 days.

Interest rate: 0% for first loan.

Repayment: End of term.

Only ID Card required.

Age: 18 - 70.

(Receive money in 15 mins)




Digido PH loan

DIGIDO PHILIPPINES

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1,000₱ - 25,000₱

Term: 90 - 180 days.

Interest rate: 0% for 7 days.

Repayment: Monthly or End of term.

Only ID Card required.

Age: 21 - 70.

(Receive money in 4 mins)




Cash-Express PH loan

CASH-EXPRESS PHILIPPINES

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1,000₱ - 20,000₱

Term: 7 - 30 days.

Interest rate: 0% for first loan.

Repayment: End of term.

Only ID Card required.

Age: 21 - 70.

(Receive money in 5 mins)




Crezu PH loan

CREZU PHILIPPINES

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1,000₱ - 25,000₱

Term: 60 - 120 days.

Interest rate: 0% for first loan.

Repayment: End of term.

Only ID Card required.

Age: 18 - 70.

(Easy loan approval)




MoneyCat PH loan

MONEYCAT PHILIPPINES

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500₱ - 20,000₱

Term: 90 - 180 days.

Interest rate: 0% for first loan.

Repayment: End of term.

Only ID Card required.

Age: 22 - 75.

(Receive money in 15 mins)




loanonline PH

LOANONLINE PHILIPPINES

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500₱ - 25,000₱

Term: 90 - 360 days.

Interest rate: 0% for first loan.

Repayment: Monthly or End of term.

Only ID Card required.

Age: 18 - 70.

(Easy loan approval)




Finloo PH loan

FINLOO PHILIPPINES

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1,000₱ - 25,000₱

Term: 30 days.

Interest rate: from 12% - 36%

Repayment: End of term.

Only ID Card required.

Age: 18 - 65.

(Receive money in 10 mins)




Pesoredee PH loan

PESOREDEE PHILIPPINES

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1,000₱ - 20,000₱

Term: 7 - 120 days.

Interest rate: 0% for first loan.

Repayment: End of term.

Only ID Card required.

Age: 21 - 70.

(Receive money in 5 mins)


Cashspace Philippines Loan review

✅ Review⭐ Cashspace PH online Loan Philippines App
✅ Guide to⭐ How to get a quick loan online Cashspace
✅ Loan amount⭐ ₱1,000 – ₱25,000
✅ Age⭐ 18 – 70 years old
✅ Term⭐ 10 – 180 days
✅ Interest rate⭐ 0% for a first loan
✅ Evaluate the effectiveness⭐ Good
✅ Bad Credit⭐ Allow
✅ Approval Duration⭐ 15 minutes
✅ Get a loan

What is Cashspace?

Cashspace operates as an internet-based marketplace, connecting borrowers with lenders, specifically catering to the needs of Filipino clients seeking swift access to cash loans not readily available through conventional banking channels. Essentially, the platform acts as a facilitator, pairing borrowers with online lending services. Cashspace has established collaborations with various online lending providers, including Digido, MoneyCat, Online Loans Pilipinas, Robocash ph and Finbro.ph.

Cashspace PH Loan

Is Cashspace legit?

Cashspace doesn’t offer a dedicated loan application, but it runs a website functioning as a marketplace connecting borrowers and lenders within the Philippines. The legitimacy of the platform is affirmed by its ownership and operation under Fininity Ltd., a registered company in Estonia. Beyond this ownership verification, limited information concerning the company’s activities in the Philippines is available.

Is Cashspace PH sec registered?

No, Cashspace PH is not SEC-registered. It is not on the list of lending companies with a certificate of authority from the Securities and Exchange Commission (SEC) Philippines.

Advantages of Cashspace Online Loan Philippines

Cashspace online loans in the Philippines offer several advantages:

  • Convenience: The platform allows you to submit loan applications online, granting accessibility from anywhere in the Philippines at any time of the day or night.
  • Swift Approval: Cashspace provides a rapid approval process, with the potential to receive loan approval within as little as 30 minutes.
  • Simplified Requirements: Applying for a loan is hassle-free, as it typically necessitates only fundamental prerequisites, like a valid ID and proof of income.
  • Customized Repayment Options: Borrowers have the flexibility to select repayment terms that align with their financial capabilities, ensuring a repayment plan that suits their budget.

Drawbacks of Cashspace’s loans in the Philippines

Here are some of the drawbacks associated with Cashspace PH loans:

  • Lack of SEC Registration: Cashspace PH is not registered with the Securities and Exchange Commission (SEC) of the Philippines. Consequently, it does not adhere to the same regulatory standards as SEC-registered lending firms, which are required to disclose interest rates and fees transparently while avoiding excessive interest rates.
  • High Interest Rates: Cashspace PH imposes substantial interest rates on its loans, which can range from 3% to 25% per month, depending on the loan amount and repayment terms.
  • Concealed Fees: There is a possibility that Cashspace PH may levy hidden fees like origination and processing charges, potentially inflating the overall cost of the loan beyond what borrowers initially anticipate.
  • Repayment Challenges: Some borrowers have reported difficulties when repaying Cashspace PH loans. The company may impose penalties and late fees on borrowers who miss payments, further exacerbating the financial burden for individuals struggling with repayment.

Cashspace PH loan requirements

The prerequisites may differ based on the online lender selected from Cash Space’s list, but the fundamental criteria typically encompass:

  • Filipino Citizenship: Applicants must hold Filipino citizenship.
  • Legal Age: Eligible applicants should be of legal age to enter into a loan agreement with a lender.
  • Valid Government-Issued ID: A valid government-issued identification document is essential.
  • Steady Income: Demonstrating a stable source of income or regular employment is typically a requirement.

Cashspace PH Loan Interest Rates

Cashspace PH loan interest rates can range from 3% to 25% per month, depending on the loan amount and repayment term.

Cashspace PH calculator

As an example, a ₱10,000 loan for 3 months might carry a 3% monthly interest rate, whereas a ₱20,000 loan for 6 months could feature a 5% monthly interest rate.

Step-by-step Guide for Registering on the Cashspace Loan PH Application

To register on the Cashspace PH loan application, you need a smartphone and a valid Philippine ID. Here are the steps:

To obtain a loan through Cashspace PH, you can follow these general steps:

Step 1: Visit the Website

Visit the Cashspace PH website using the link provided below:

Step 2: Create an Account

Sign up by providing your required information. This typically includes personal details, contact information, and identification documents.

Step 3: Choose Your Loan

Select the loan amount and repayment terms that suit your needs. Cashspace PH may offer different options.

Step 4: Submit Your Application

Complete the application form by providing the necessary information, including your employment details and income.

Step 5: Verification

Cashspace PH may require you to verify your identity and income. Be prepared to provide relevant documents.

Step 6: Wait for Approval

The company will review your application, and if approved, you will receive a notification.

Step 7: Receive Funds

Once your application is approved, the funds will be disbursed to your designated bank account or through other specified methods.

Step 8: Repayment

Be sure to adhere to the agreed-upon repayment schedule to avoid penalties and late fees.

Cashspace Loan PH repayment?

To repay your Cashspace Loan PH, you can use the following methods:

  • Cash: You can pay your loan in cash at any Cashspace PH branch.
  • Bank transfer: You can transfer money from your bank account to Cashspace PH’s bank account.
  • E-wallet: You can pay your loan using your e-wallet, such as GCash, PayMaya, or Coins.ph.

FAQs

Is Cashspace a scam?

No, Cashspace is a legitimate service, and there is no need for concern about hidden aspects. The company behind it, Fininity Ltd, genuinely offers these loans.

Is it possible to borrow money from multiple units at the same time?

Cashspace enables its clients to borrow funds from multiple sources, thus assisting individuals in expanding their borrowing capacity to address personal financial challenges.

Is there a service fee associated with Cashspace?

You can be confident in receiving guidance or assistance from Cashspace since this platform does not impose any service fees throughout the loan application process.

Cashspace PH contact number

The company Fininity Ltd, located at Tartu street 52/1-166, 10115, Tallinn, EE, is the proud owner of the Cashspace brand (registration number: 14523902).

Conclusion

This article has condensed the most up-to-date and precise details about Cashspace’s appealing loan policies. We trust that the information provided above will assist you in navigating the loan application process and in selecting a trustworthy lending partner.

Read more:

  • Credify PH Review: Legit, Harassment, Requirements, How To Get A Quick Loan 06/2024

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